How much does it cost?
 

Insurance premium

The premium is calculated as a percentage of either the revenue, or of the in-force receivables. Receivables from private persons, governmental clients and unguaranteed companies are not included when calculating this premium.

Surveillance and investigative fees

Fixed fees per client under watch or investigation
Surveillance: only for denominated clients (receivables over 5000 euros): 2 euros / month / client
Investigation fee: 20 euros per investigation per client

Partner companies

CARF’s partner companies cover credit risk in 90 countries and offer local services in over 50 countries.
The three large credit insurance companies, Euler-Hermes, Coface, Atradius, have a 70% market share.